Plan features

Accidental death & dismemberment (AD&D)

The AD&D insurance plan provides beneficiaries with additional financial protection if an insured’s death or dismemberment is due to a covered accident, weather it occurs at work or elsewhere.

Waiver of premium

If you become disabled, your life insurance premiums may be waived.

Accelerated death benefit

If an insured person becomes terminally ill with a life expectancy of 12 months or less, he/she may request an early payment of up to 100 percent of the life insurance amount.

Continue your coverage

If you are no longer eligible for coverage as an active employee, you may be eligible to port your group life insurance coverage or you may convert your life insurance coverage to an individual policy.  Premiums may be higher than those paid by active employees.  If you lose eligibility, contact Securian to discuss your options.