Account Log On

Access to your account information:






» Forgot your ID or password?
» Currently insured without a user ID?
» System requirements

Welcome to the secure portion of LifeBenefits

» Getting into your account
» After you've logged in

Getting into your account

The first time you log on to LifeBenefits, you'll need to spend a few minutes reading the terms of use and verifying your profile information. You can then change your password, enroll in logon help and, if applicable to your employer's plan, designate beneficiaries, complete Evidence of Insurability and apply for coverage. On future visits, you'll be brought directly to your welcome page.

Logging on to the LifeBenefits or LifeBenefitsExtra System

For employees, if your employer provides LifeBenefits access (not all do), there will be one of two methods chosen by your employer for you to log on to the site. All LifeBenefitsExtra users access the site by using an ID and password.

  1. Enter a user ID and password.

    If your plan is using this method, the user ID and password information was either mailed to you or provided to you by your company's human resources department.

    Access may not be available until all your information is received.

    Complete information about accessing LifeBenefits should be available to you in your enrollment materials.

    LifeBenefitsExtra users are provided their user ID and password directly from the home office. Benefits administrators should contact the person in their office responsible for this relationship, or contact us for an ID.

    If you forgot your user ID or password, or are unsure if you have access to LifeBenefits, please contact us.

    » Log on now
  2. Access LifeBenefits through your company's benefits intranet site.
    Enter your company's benefits intranet site in your usual manner. A link to LifeBenefits will be provided on that site. No additional user ID or password is required.

After you've logged in

Based on your employer's plan, you may have different features available.

Completing a beneficiary designation

It is a good idea to choose who you want to name as your beneficiary(ies) and have their contact information available before you start this section. It will take you approximately 5 – 10 minutes depending on how many beneficiaries you include.

Completing Evidence of Insurability (EOI)

EOI is required for optional coverage. In this section, you will be asked questions relating to your health history. Be sure to have your physicians' and clinics' contact information available as well as medical records for any treatments you have received in the past few years. This section will take you approximately 5 – 15 minutes depending on your health history.

Applying for Coverage

Depending on your elections, applying for coverage can take between 5 – 20 minutes. It is a good idea to choose who you want to name as your beneficiary(ies) and have their contact information available before you start. Also, if you are applying for coverage over the guaranteed amount, you will need to have your physicians' and clinics' contact information available as well as medical records for any treatments you have received in the past few years. Based on your answers to a short series of health questions, your evidence of insurability may be approved online or it may need further inspection by an underwriter.