Minnesota Life has designed a variety of online tools to help you easily access your life insurance information and work with it.

Access to these services depends on the design of your employer's group life plans.

Online enrollment and account management. From the first day that you use LifeBenefits to enroll for your life insurance benefit, you'll find it to be efficient, easy and a great tool for keeping track of your changes and getting the most from your policy. Enroll and manage your account using your ID and password.

Online document delivery. You can choose how you want to receive documents like statements, prospectuses and various forms, whether electronically or by US Postal mail. The web site has it all gathered in one spot for your easy access. Plus, you can change the mode of delivery at any time.

Toll-free assistance for enrollment and insurance questions. Our contact center is available to you during hours established by your employer.

Online Assistant to help you with enrollment. Stuck on a question while enrolling for insurance? Only have one phone line? No need to get off the phone and call, simply click “Online Assistant” from the “Contact Us” page. During hours established by your employer, Minnesota Life provides live online help by real people who are very familiar with the web site. Your online assistant can send you screen shots and otherwise help you through the enrollment process.

Real time underwriting response. If you're enrolling online as an employee of one of our client companies, your coverage amount can be approved in as little as a minute. You'll complete a simple online health questionnaire, attach your electronic signature and submit the form through a secure connection. You'll receive a reply in about 60 seconds that tells you the next step in the application process.

Online scheduling. During the application process, the system will determine whether you need to have a paramedical exam. At that point, the system will prompt you to schedule the exam time online. If you don't want to schedule the exam during the application process, you can elect to to be called by a customer service representative for scheduling. Online scheduling is just another example of how Minnesota Life leverages technology to make the insurance application process simpler.

Online bill pay. If you are insured under a portable policy, you can take your coverage with you if you choose to leave the organization that initially provided the coverage. You will be responsible for paying your premiums directly to Minnesota Life. In addition to paper bills and automated electronic funds transfer, we offer a secure online bill payment site.

Electronic requests, calculators and forms. If it can be automated, we've done it. These handy tools are available to you, and we are always on the lookout for more.

• Password reset help. If you sign up for this service, the next time you forget your password, it's easy to have your password reset. For your protection, if you don't sign up for the service, we need to mail your password to you should you ever forget it.
• Request a cash value illustration. We can help you find out how your cash value could grow over a certain number of years.
• Take our Asset Allocation Quiz to determine your investing style and help make decisions about where to place money in different subaccounts.
• How much insurance do I need? This handy calculator gives you an estimate of your insurance needs in a few clicks.
• MEC calculator. Worried your policy is starting to get close to the limits and becoming a Modified Endowment Contract? Use this calculator to let you know where you stand.

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